{"schemaVersion":1,"name":"Glacier Planner","description":"Canadian retirement projections from supplied inputs; saved plans use a separate authorized connection.","canonicalOrigin":"https://planner.glacierfinancial.ca","publicCalculator":{"enabled":true,"readiness":"request-dependent; not probed by discovery","accountRequired":false,"apiKeyRequired":false,"accessTokenRequired":false,"paymentRequired":false,"persistsFinancialData":false,"assumptionsConfirmationRequired":true,"scope":"A first projection for one or two Canadian adults: employment, a defined-benefit pension, CPP/QPP, OAS, RRSP/RRIF, TFSA, non-registered investments and cash. No corporations, property, debts, children, benefit-entitlement history, LIRA/LIF or planned extra contributions. GIS, Allowance and refundable benefit payments (including Ontario GAINS and Trillium) are not included; missing benefits can make a projected shortfall look larger. Review eligibility and payment history before changing spending. Quebec employment requires explicit confirmation of Quebec payroll contributions; cross-province employment is outside this first-calculation scope. Excluded situations need additional facts and supported-case review.","http":"https://planner.glacierfinancial.ca/api/calculate","httpMethods":["GET","POST","OPTIONS"],"requestEnvelope":"Exactly one input property containing CalculatorInput","inputSchema":{"url":"https://planner.glacierfinancial.ca/api/calculate","jsonPointer":"/inputSchema"},"mcp":"https://planner.glacierfinancial.ca/calculate/mcp","browser":"https://planner.glacierfinancial.ca/calculate","schema":"https://planner.glacierfinancial.ca/openapi.json","limits":"Bounded public allowance and service readiness apply; an explicit alternative uses two calculation units."},"syntheticSample":{"synthetic":true,"readOnly":true,"calculates":false,"accountRequired":false,"page":"https://planner.glacierfinancial.ca/sample","data":"https://planner.glacierfinancial.ca/sample.json","mcp":"https://planner.glacierfinancial.ca/sample/mcp"},"savedPlans":{"mcp":"https://planner.glacierfinancial.ca/mcp","authentication":"OAuth 2.1 with PKCE and person-approved scopes","accountRequired":true,"access":"Workspace permissions and result/feature access apply.","docs":"https://planner.glacierfinancial.ca/docs/agents/tools.md","readOnlyCheckIn":"plan_check_in reads permitted existing saved evidence; it does not calculate, edit or unlock results."},"jobs":[{"slug":"retire-at-55-canada","question":"Can I retire at 55, before CPP and OAS start?","page":"https://planner.glacierfinancial.ca/guides/retire-at-55-canada","markdown":"https://planner.glacierfinancial.ca/guides/retire-at-55-canada/index.md","inputTemplate":"https://planner.glacierfinancial.ca/guides/retire-at-55-canada/template.json","assumptionsAccepted":false,"access":"Read this example or use the basic calculator without an account. Review and confirm the inputs and assumptions before calculating. Saved plans and advanced tools have their own access."},{"slug":"retire-at-63-or-65-canada","question":"Can I retire at 63 instead of 65?","page":"https://planner.glacierfinancial.ca/guides/retire-at-63-or-65-canada","markdown":"https://planner.glacierfinancial.ca/guides/retire-at-63-or-65-canada/index.md","inputTemplate":"https://planner.glacierfinancial.ca/guides/retire-at-63-or-65-canada/template.json","assumptionsAccepted":false,"access":"Read this example or use the basic calculator without an account. Review and confirm the inputs and assumptions before calculating. Saved plans and advanced tools have their own access."},{"slug":"retirement-spending-canada","question":"How much can I spend in retirement?","page":"https://planner.glacierfinancial.ca/guides/retirement-spending-canada","markdown":"https://planner.glacierfinancial.ca/guides/retirement-spending-canada/index.md","inputTemplate":"https://planner.glacierfinancial.ca/guides/retirement-spending-canada/template.json","assumptionsAccepted":false,"access":"The example and basic calculator need no account. A spending comparison tests the amounts you enter; it does not promise a safe spending level or automatically find the highest amount."},{"slug":"retirement-calculator-for-couples-canada","question":"Will our money last in retirement as a couple?","page":"https://planner.glacierfinancial.ca/guides/retirement-calculator-for-couples-canada","markdown":"https://planner.glacierfinancial.ca/guides/retirement-calculator-for-couples-canada/index.md","inputTemplate":"https://planner.glacierfinancial.ca/guides/retirement-calculator-for-couples-canada/template.json","assumptionsAccepted":false,"access":"Read this example and use the basic calculator for two adults without an account. Review both people’s inputs and confirm the assumptions before calculating. A saved private plan is a separate step."},{"slug":"what-changed-in-my-retirement-plan","question":"What changed since my earlier saved plan?","page":"https://planner.glacierfinancial.ca/guides/what-changed-in-my-retirement-plan","markdown":"https://planner.glacierfinancial.ca/guides/what-changed-in-my-retirement-plan/index.md","savedPlanRequired":true,"access":"This needs your own signed-in saved plan and permission to read its results. An exact basic calculator import keeps its granted result; other revisions and advanced tools have separate access. No paid result allowance is opened by a check-in."}],"docs":{"start":"https://planner.glacierfinancial.ca/docs/agents","markdown":"https://planner.glacierfinancial.ca/docs/agents.md","full":"https://planner.glacierfinancial.ca/llms-full.txt","skill":"https://planner.glacierfinancial.ca/docs/agents/skill.md","tools":"https://planner.glacierfinancial.ca/docs/agents/tools.md","openapi":"https://planner.glacierfinancial.ca/openapi.json"},"pricing":{"canonical":"https://planner.glacierfinancial.ca/pricing","freeScope":"Available first basic calculation; exact imported basic results. Advanced features and other saved results have separate access.","currentTerms":"https://planner.glacierfinancial.ca/terms"},"limits":["Projections and education, not personalized investment advice.","Protocol support does not establish acceptance by a hosted assistant.","A portable input artifact is not a saved private plan, ownership credential or recovery token.","Discovery does not prove search indexing, AI citations or recommendations."]}